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Additionally, the IRS does not use email, text messages or social media to discuss tax debts or refunds with taxpayers. The IRS initiates most contacts with taxpayers through regular mail delivered by the U.S. Postal Service. There are special circumstances when they may reach out via phone regarding overdue tax bills or delinquencies, but almost always only after they’ve already sent a letter first.
UPDATE: Recently we have learned of instances where consumers are also getting automated calls regarding “unpaid taxes”. Do not respond to these calls as the IRS will typically send letters or notices via U.S. mail. So, if any company or organization calls claiming you have unpaid taxes, DO NOT respond to these unsolicited calls.

Money-Saving Ideas You Can Do At Home

When it comes to money-saving ideas, perhaps one of the first things that come to mind is Warren Buffett’s ever-famous, “Don’t save what is left after spending, spend what is left after saving.”  People of all ages have difficulty with saving money.  Don’t fall under this category. Here are five money-saving ideas you might want to try.

Household Money-Saving Ideas

Save That Loose Change

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Did you find a few cents in your pockets?  The change from that thing you bought at the store to buy a snack you don’t really want?

Well, instead of spending it, set up a loose change jar at home where you can empty your pockets of those pennies.  Eventually, all that loose change will add up into a few hundred bucks without you ever even noticing it.

Do You Qualify For IRS Back Tax Relief? Take The Quiz Now!

Do this challenge: save your change for 1 month and see how much easily gets accumulated. Keep saving it for a rainy day or for a bigger, more expensive purchase you actually need.

Do Things Yourself

Instead of going to the nearest car wash, why not wash your own car?  Instead of hiring someone to mow your lawn for a few bucks, why not trim it yourself?

Sometimes, we tend to take advantage of these small tasks.  It may save us some time, but it does not save us from an even heavier cost.  If we do these small tasks ourselves, not only do we save money, it also saves us from the stress of dissatisfaction if the job wasn’t done well.

Buy New Stuff

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That’s right!  Buy new stuff.  Renovate! Get rid of all those old appliances and electronics you may have.  Replace those old incandescent light bulbs which consume up to 10 times more electricity than LED bulbs at half the performance.  Change that old air conditioner that you have to clean every 2 months and maybe replace it with the more energy-efficient one.

Nowadays, appliance stores have energy-saving everything!  It might cost you today, but in the long run, you will have saved more.

Do You Qualify For IRS Back Tax Relief? Take The Quiz Now!

Make Saving Money Fun

Start games at home.  Come up with fun saving ideas like setting up rules around the house and making rule breakers pay a fine for every broken rule.  Do it so that the people in the house don’t have to feel like they are being deprived of small luxuries just because the family is trying to save money.

Teach Yourself To Follow Your Money-Saving Ideas

No matter how big or small, keep in mind whatever money-saving ideas you may have come up with.  Practice following them especially at the beginning when it’s usually the hardest.  None of the tips mentioned above matter if you cannot teach yourself to follow them.


The importance of always being financially prepared is undeniable.  Nowadays, people come up with all sorts of creative ways to save money.

Follow some of the guides given above, or come up with your own creative ways to save money.  What’s important is that you start now, because as Warren Buffett said, “Someone’s sitting in the shade today because someone planted a tree a long time ago.”

Do you have other household money-saving tips in mind?  Share them with us in the comments section below!

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